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Infinite Banking Concept Wikipedia

Published Mar 29, 25
1 min read
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It feels like the name of this principle modifications as soon as a month. You might have heard it described as a continuous wealth approach, family banking, or circle of wealth. Regardless of what name it's called, infinite banking is pitched as a secret means to build riches that just abundant people find out about.

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You, the insurance policy holder, placed money into a whole life insurance policy via paying premiums and acquiring paid-up additions.

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The entire idea of "financial on yourself" just works since you can "bank" on yourself by taking loans from the plan (the arrow in the graph above going from entire life insurance back to the insurance holder). There are 2 different kinds of loans the insurer may offer, either straight recognition or non-direct acknowledgment.

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